Education
Rent Control and Fair Value
Government regulations impact your financial well-being. Let’s look at rent control and eminent domain as two areas where public policy can affect your financial security.
Your wealth equals Human Capital and Financial Capital
Wealth equals Human Capital plus Financial Capital By Bob Peters || April 12, 2025The Circle of Life and Work: Understanding Human and Financial Capital One of the top selling home video movies was the 1994 release of the original Lion King with tens of millions of...
A wonderful meal can help you achieve financial security
Cooking Up Financial Success: The Recipe for a Secure Future By Bob Peters || March 16, 2025A memorable dinnerI had a wonderful dinner the other day. Every dish was perfect. The main dish was a perfect temperature and cooked just right. The sauce was rich and...
A trip from the present to the past: Cambodia
Understanding History tells us how we got to where we are today By Bob Peters || January 31, 2025 This blog post is light on the financial themes normally found on this site. Rigorous historical analysis can be very helpful to better understand the world we live in...
Where does all the money go?
A Deeper Dive into Government SpendingBy Bob Peters || November 4, 2024An Insurance Company with an ArmyEvery citizen should understand how he/she is taxed and how our government spends those tax dollars. As mentioned in the blog post, Historical Tax Rates,...
Historical tax rates, government expenditures and the size of the federal deficit: Why it is important to understand
Historical tax rates, government expenditures and the size of the federal deficit: Why it is important to understand. Where would you cut spending? Who should pay higher taxes? Learn first.
Embracing a Total Cost of Ownership Mindset will be helpful
Many folks underestimate the total cost of owning an asset after the initial purchase. Whether its a car, a home, or an “experience”, you will be well served to have a total cost of ownership mindset.
Health Savings Accounts can be awesome for your financial security
The Government currently gives you an investment vehicle that is second to none. If you can take advantage of an HSA you should certainly do so.
A first hand diary of Benjamin Roth who documented life in Youngstown Ohio during the Great Depression: The Great Depression: A Diary
Reading the actual notes from Benjamin Roth's diary gives a first hand view of how such a difficult period in US history impacted daily life. You feel as if you are living the experiences as you flip each page. This book will boost your sense of gratitude and empathy. As with all books, check out your library first.
A Book elaborating on the University of Texas 2014 Commencement Address given by Admiral William H. McRaven: Make Your Bed, little things that can change your life and maybe the world
This exceptional man, a retired four star Admiral who led the Navy Seals, recounts the 10 principles he learned in Navy Seal training that helped him overcome challenges and adversity. The book is a quick read and the video of the actual Commencement Address will give you goose bumps. Over 10 million viewers have seen the video.
A book: Thinking Fast and Slow, Daniel Kahneman
The 2002 recipient of Noble Prize in Economic Sciences was an early academic pioneer to explain how human brains are wired for Fast (System 1) and Slow (System 2) processing and how these systems impact financial decision making. Kahneman gives you practical ways you can be better armed against the human brain mechanics that can result in poor decision making.
A book: The Geometry of Wealth: How to shape a life of meaning, by Brian Portnoy
Brian Portony, PhD and CFA, is a well respected academic and author in the field of behavioral finance. This is not a get rich quick read. Rather, Portnoy takes you on a journey to think about how money overlays into a joyful life. Portnoy covers off on the difference between Experienced and Reflective happiness which grounds all of us, regardless of our individual financial circumstances.
A Podcast: Rules of the Money Game, The Morgan Housel Podcast
I'm a big fan of Morgan Housel and highly recommend reading his book, The Psychology of Money, as well as bookmarking his Podcast. The link above takes you to his 3rd podcast episode where he discusses his top 30 rules of the money game...good stuff. Enjoy.
A Website and Videos: USA Facts.org
If you are eligible to vote in the US you should do so. How you vote is based on your own values and personal priorities. Future prosperity will be influenced by public policy and how our elected officials vote on a wide range of important issues. Steve Ballmer, has founded a non-profit to consolidate US government data in important areas such federal debt/deficits, immigration, healthcare, etc. You can visit the site or sign up for a weekly newsletter. Just the facts...you make your decision.
Recent Posts
Rent Control and Fair Value
Government regulations impact your financial well-being. Let’s look at rent control and eminent domain as two areas where public policy can affect your financial security.
Investing: It could be simple
Investing could be so simple yet some financial advisors create unnecessary complexity to justify their fees
Your wealth equals Human Capital and Financial Capital
Wealth equals Human Capital plus Financial Capital By Bob Peters || April 12, 2025The Circle of Life and Work: Understanding Human and Financial Capital One of the top selling home video movies was the 1994 release of the original Lion King with tens of millions of...
A wonderful meal can help you achieve financial security
Cooking Up Financial Success: The Recipe for a Secure Future By Bob Peters || March 16, 2025A memorable dinnerI had a wonderful dinner the other day. Every dish was perfect. The main dish was a perfect temperature and cooked just right. The sauce was rich and...