Who is the customer?  Why Passive wins.

Who is the customer? Why Passive wins.

Active Asset Managers as a Group Fail By Bob Peters || July 6, 2025 The Real Roles of Asset Managers and Financial Advisors Let’s start by clearing up a common point of confusion: asset managers and financial advisors are not the same thing-and their roles in your...
Investing: It could be simple

Investing: It could be simple

Complexity to justify fees  By Bob Peters || May 30, 2025 Sources of Knowledge There are many areas of life where your own experience isn’t enough to solve a problem. In those cases, a subject matter expert can help. Today, YouTube videos assist in diagnosing and...
The Haystack has all of the winners that you need

The Haystack has all of the winners that you need

The Haystack has the winners that you need  By Bob Peters || August 1, 2024 Avoid getting poked by the needle  The phrase, finding a needle in a haystack, connotates the near impossibility of finding someone or something.  When it comes to investing it may not be...
Time:  The same investment can be either risky or prudent

Time: The same investment can be either risky or prudent

Time horizon and Risk  By Bob Peters || June 23, 2024 The importance of knowing the difference between Accounts and Investments  I recently had a great conversation with a young lady who participated in her employer’s health savings account (HSA). She planned on...
Diversification wins in the long run

Diversification wins in the long run

Capitalism, a Free Market and Creative Destruction By Bob Peters || May 20, 2023 The lifespan of a business is fragile When you invest in equity securities of businesses by buying either an individual company stock or a low cost, highly diversified Exchange Traded...